Cyprus property purchase cost calculator

VAT, transfer fees, stamp duty and the other costs of buying in Cyprus.

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Estimates only — not tax, legal or financial advice. Rules last reviewed 20 October 2026. Confirm actual taxes and fees with your lawyer and the Department of Lands and Surveys before you commit.

Rules used

VAT: 19% on new property from a developer and on building land; resale property has no VAT. Reduced 5% for a main residence: on the first 130 m² of a home up to 190 m², for the first €350,000 of value, when the total price is up to €475,000 (application to the Tax Department required).
Transfer fees (Department of Lands and Surveys), per buyer’s share: up to €85,000 3%, up to €170,000 5%, above 8%. None when VAT is paid. 50% reduction when no VAT applies.
Stamp duty on the contract: up to €5,000 0%, up to €170,000 0.15%, above 0.2%, maximum €20,000.
Mortgage registration: 1% of the loan. Legal fees: 1% (minimum €1,500) + 19% VAT — quotes vary.